Cashbuild Credit: How to Buy Building Materials on Credit and Make It Work for You
Get Your Dream Renovation Started Today With Cashbuild’s Easy Credit Options Backed by Nedbank
Building Your Future—One Affordable Brick at a Time
If your dream home renovation plans have been stuck in the blueprint stage due to finances, Cashbuild Credit might just be your game-changer. In partnership with Nedbank, Cashbuild now offers easy, flexible credit options to help South Africans buy building materials on credit—no more waiting months to fix that roof, retile the floor, or finally add that dream kitchen counter.
Whether you’re a first-time renovator or a DIY veteran, here’s your complete guide on how Cashbuild Credit works, how to apply, and how to make it work for you.
What is the Cashbuild Credit Account?
Cashbuild, South Africa’s largest retailer of affordable building materials, now offers a personal loan service via Nedbank, allowing customers to purchase materials on credit. This Cashbuild credit account is specially designed for home improvement purposes, with loan amounts ranging from R2,000 to R300,000, depending on your affordability and credit rating.
✅ Quick application
✅ Flexible repayment terms (6 to 72 months)
✅ Loan calculator for affordability checks
✅ In-store and online support
How to Apply for a Cashbuild Loan
Getting started is easier than laying bricks:
- Visit any Cashbuild store
- Bring your SA ID, proof of income, and bank statements
- Speak with a loan consultant who will guide you through the process
- Undergo an affordability and credit check via Nedbank
- If approved, get access to your loan and start shopping in-store!
⚠️ All applications are subject to Nedbank’s final approval based on affordability and credit score.
Requirements: Are You Eligible?
To apply, ensure you meet the following:
- ✅ Be 18 years or older with a valid SA ID
- ✅ Have a bank account in your name reflecting regular income
- ✅ Be permanently employed or have a verifiable pension/remittance
- ✅ Maintain a good credit history
Use the Cashbuild Loan Calculator Before You Commit
Not sure how much you can afford? Cashbuild’s online loan calculator helps you:
- Estimate your monthly instalments
- Determine your interest rate
- Choose a repayment term that suits your lifestyle
💡 Interest rates vary based on your credit score—better score, lower rates.
Where and How You Can Use Your Cashbuild Loan
Your Cashbuild loan is exclusively for use at Cashbuild stores. It covers:
🧱 Bricks & cement
🪵 Timber & roofing
🪟 Doors & windows
🛠️ Tools & supplies
❗ You cannot use this loan at other retailers or for non-home improvement purchases.
Introducing the Cashbuild Card: Another Smart Option
Don’t want a full loan? Try the Cashbuild Card, a prepaid card linked to your ID and cellphone number. Simply deposit funds and shop seamlessly.
Benefits of the Cashbuild Card:
- Works like a debit card
- PIN-protected
- Real-time balance checks in-store or online
- Great for budgeting smaller projects
Benefits of Cashbuild Loans: Why It’s a Win
- 💸 Flexible terms: 6 to 72 months
- 🏡 Tailored for home improvement
- 📋 Simple, paperwork-light process
- 🧑💼 Supportive in-store consultants
- 🔐 Reliable partnership with Nedbank
With the backing of two trusted names, Cashbuild and Nedbank, you’re not just buying materials—you’re building a better life.
Affordability is Key
Before you apply, ask: Can I afford this loan?
Always use the Cashbuild loan calculator to check your affordability and plan your budget wisely. A loan should empower, not burden.
Build Smarter with Cashbuild
Cashbuild Credit is more than a loan—it’s an investment in your home and future. With easy application, friendly staff, and responsible lending via Nedbank, there’s every reason to start your project now.
Visit www.cashbuild.co.za or head to your nearest Cashbuild store to apply today!
Also read: How to Get a Loan With Bad Credit in South Africa