Bursary and Scholarship: What’s the Difference and Which Should You Apply For?

For many South African students and parents, the dream of higher education often comes with a big question: How will we pay for it? Whether you’re finishing matric, switching careers, or pursuing a postgraduate qualification, the cost of tuition, textbooks, and accommodation can be overwhelming. Fortunately, there are financial aid options available—bursaries and scholarships. While people often use these terms interchangeably, they’re not quite the same.

This article will help you understand the difference between a bursary and a scholarship, and guide you on which one may suit your goals best.

What Is a Bursary?

A bursary is financial assistance awarded to a student based primarily on financial need. In South Africa, bursaries are often funded by government departments, state-owned enterprises (SOEs), municipalities, and private companies looking to invest in the country’s human capital.

Key Characteristics of a Bursary

• Means-Tested: Most bursaries require you to prove that your household income is below a certain threshold.
• Service Contract: Many bursaries require you to work for the sponsoring organisation after graduation (e.g., Eskom, Transnet, Department of Health).
• Field-Specific: Bursaries often focus on scarce skills areas like engineering, education, nursing, and ICT.

Local Examples of Bursaries

• NSFAS (National Student Financial Aid Scheme): Covers tuition, accommodation, meals, and more for qualifying students at public universities and TVET colleges.
  (Source: nsfas.org.za)
• Funza Lushaka Bursary: Funds future teachers in priority subjects, with a work-back obligation.
  (Source: dhet.gov.za)
• Municipal Bursaries: Local governments like the City of Cape Town or eThekwini offer bursaries for local residents in specific study fields.

Pro Tip: Always read the fine print. Some bursaries cover only partial costs or specific years of study.

What Is a Scholarship?

A scholarship is a financial award based on academic merit, sporting ability, or special achievements. Unlike most bursaries, scholarships are usually not based on financial need and often come with fewer strings attached.

Types of Scholarships

• Academic Scholarships: Awarded to top-performing students. For example, the Allan Gray Orbis Foundation Fellowship offers full funding for high-achieving entrepreneurial-minded youth.
• Sport Scholarships: Many universities like UJ, Tuks, and Maties offer scholarships to athletes who compete at a provincial or national level.
• Private/NGO Scholarships: Organisations like the Canon Collins Trust or Mandela Rhodes Foundation offer scholarships for postgraduate study and leadership development.

Main Differences from Bursaries

FAQ: Can you get both a scholarship and a bursary?
Answer: In some cases, yes—but not for the same expenses. For example, a scholarship might cover your tuition, and a bursary might cover living costs. Always check your funding agreements.

Which Should You Apply For?

The short answer: Both—if you qualify. Here’s how to decide which to prioritise:

Apply for a Bursary If:

• Your household income is low or moderate.
• You’re studying a high-demand field like nursing, education, or engineering.
• You’re willing to commit to a service contract post-graduation.

Apply for a Scholarship If:

• You have excellent academic or sporting performance.
• You’re interested in leadership or global development (especially for postgrad).
• You want more flexibility after graduating (no work-back clause).

Case Study: Sipho from Soweto used an NSFAS bursary to complete his IT diploma at Tshwane South TVET College. After graduating, he got a job at a state agency as part of his service contract. Meanwhile, Thandeka, a top matriculant from KwaZulu-Natal, received a scholarship from a local foundation to study medicine at UCT with no work-back condition.

Read more: Shoprite Bursary Programme 2026

Common Mistakes to Avoid When Applying

• Missing Deadlines: Most bursary deadlines close between August and December of the previous year.
• Submitting Incomplete Forms: Missing ID copies or proof of income can disqualify you.
• Ignoring the Fine Print: Always understand repayment clauses, service obligations, or academic requirements.

Checklist Before You Apply

• Certified copies of your ID and guardian(s)’ ID
• Academic results or latest school report
• Proof of income (payslips, SASSA letters, affidavits)
• Motivation letter or personal statement
• Reference letters if required

Also check: Bursary Application Checklist: Documents You Must Have

Whether you’re funding your first degree or pursuing postgraduate dreams, understanding the difference between a bursary and a scholarship gives you the clarity to take the next step. Bursaries can open doors for those with limited means, while scholarships reward your excellence and passion.

Don’t wait until the last minute—start exploring available opportunities now. Visit platforms like nsfas.org.za, your university’s financial aid page, or your local municipality’s website for the latest bursary and scholarship openings.