A strong credit score is the key to financial freedom. Whether you’re applying for a home loan in Sandton, looking to finance a car in Pretoria, or shopping around for a new credit card in Soweto, your credit score can either open doors or slam them shut. In Gauteng, where urban lifestyles often come with high living costs, maintaining a healthy credit score is more important than ever. However, many residents unknowingly make mistakes that can ruin their credit profile.<\/p>\n\n\n\n
In this guide, we highlight the top credit score killers in Gauteng and how to avoid them.<\/p>\n\n\n\n
ALSO READ: Credit Score 101: How to Build and Maintain a Healthy Credit Score in South Africa<\/a><\/p>\n\n\n\n Missing even one payment can have a significant negative impact on your credit score. Payment history makes up the largest portion of your credit score about 35%. In Gauteng, where many rely on store accounts and credit<\/a> cards to manage monthly expenses, forgetting to pay a bill can quickly become a habit.<\/p>\n\n\n\n How to avoid this mistake:<\/strong><\/p>\n\n\n\n1. Missing Payments<\/strong><\/h2>\n\n\n\n
\n