{"id":13689,"date":"2025-07-04T03:44:52","date_gmt":"2025-07-04T01:44:52","guid":{"rendered":"https:\/\/www.gauteng.net\/whats-on-g\/?p=13689"},"modified":"2026-03-12T10:20:54","modified_gmt":"2026-03-12T08:20:54","slug":"how-to-use-payjustnow","status":"publish","type":"post","link":"https:\/\/www.gauteng.net\/whats-on-g\/how-to-use-payjustnow\/","title":{"rendered":"How to Use PayJustNow: Tips and Guides"},"content":{"rendered":"\n<h3 class=\"wp-block-heading\" id=\"h-master-the-art-of-buy-now-pay-later-with-payjustnow-step-by-step-setup-smart-hacks-amp-money-saving-strategies\"><em>Master the art of buy\u2011now\u2011pay\u2011later with PayJustNow\u2014step\u2011by\u2011step setup, smart hacks &amp; money\u2011saving strategies. <\/em><\/h3>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-payjustnow\">What is PayJustNow?<\/h2>\n\n\n\n<p>PayJustNow is a South African <a href=\"https:\/\/gauteng.news\/calculators\/grocery-calculator\/\" target=\"_blank\" rel=\"noopener\">Buy\u2011Now\u2011Pay\u2011Later (BNPL)<\/a> app that empowers shoppers to split purchases into <strong>3 interest\u2011free instalments<\/strong> or spread larger buys over <strong>6\u201312 months<\/strong> with its PayStretch facility.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Popular among over 2.8\u202fmillion customers with R7.4\u202fbillion in spending power.<\/li>\n\n\n\n<li>No interest if payments are made on time\u2014hence the hashtag #ZeroInterest.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<div id=\"gaute-2306318553\" class=\"gaute-inbetween-content gaute-entity-placement\" style=\"margin-top: 30px;margin-bottom: 30px;margin-left: auto;margin-right: auto;text-align: center;\"><div class=\"gaute-adlabel\">Advertisement<\/div><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-1852772760112594\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-1852772760112594\" \ndata-ad-slot=\"1819787043\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div><h2 class=\"wp-block-heading\" id=\"h-getting-started-sign-up-amp-eligibility\">Getting Started: Sign\u2011Up &amp; Eligibility<\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Download the app<\/strong> or head to <a href=\"https:\/\/payjustnow.com\/\" target=\"_blank\" rel=\"noopener\">payjustnow.com<\/a>.<\/li>\n\n\n\n<li><strong>Create an account<\/strong> (South African ID, email, mobile, Visa\/MasterCard debit or credit card, age \u2265\u202f18).<\/li>\n\n\n\n<li><strong>Verify your identity<\/strong> via selfie\/Face ID\u2014security first! .<\/li>\n\n\n\n<li><strong>Set your pay day<\/strong>\u2014this becomes your instalment payment date.<\/li>\n\n\n\n<li><strong>Instant approval<\/strong>\u2014get ready to shop within minutes.<\/li>\n<\/ol>\n\n\n\n<p>\ud83d\udca1 Tip: Signing up <strong>before<\/strong> shopping ensures a seamless checkout experience.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-shopping-with-payjustnow-online-amp-in-store\">Shopping with PayJustNow: Online &amp; In\u2011Store<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-online\">Online<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Choose PayJustNow at checkout on partner stores.<\/li>\n\n\n\n<li>Review the 3\u2011instalment plan covering today, +30 days, +60 days.<\/li>\n\n\n\n<li>Confirm payment\u2014first instalment is debit\u2011ordered instantly.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-in-store\">In\u2011Store<\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Look for the PayJustNow QR or ask the staff.<\/li>\n\n\n\n<li>Scan QR with the app.<\/li>\n\n\n\n<li>Confirm the transaction and pay the first instalment \u2013 that\u2019s it!.<\/li>\n<\/ol>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<div id=\"gaute-1999994087\" class=\"gaute-inbetween-content gaute-entity-placement\" style=\"margin-top: 30px;margin-bottom: 30px;margin-left: auto;margin-right: auto;text-align: center;\"><div class=\"gaute-adlabel\">Advertisement<\/div><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-1852772760112594\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-1852772760112594\" \ndata-ad-slot=\"1819787043\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div><h2 class=\"wp-block-heading\" id=\"h-paystretch-amp-facility-features\">PayStretch &amp; Facility Features<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>PayStretch<\/strong>: Opt in-app or at sign-up to stretch larger purchases over <strong>6 or 12 months<\/strong>.<\/li>\n\n\n\n<li><strong>Facility limit<\/strong>: Set per-user, increases over time with on-time payments.<\/li>\n\n\n\n<li><strong>Wallet balance<\/strong>: Use refunds or top-ups for new purchases or early instalment payments.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-smart-tips-amp-tricks\">Smart Tips &amp; Tricks<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-pay-early\">\ud83d\udd39 Pay Early<\/h3>\n\n\n\n<p>Skip debit-order delays\u2014pay instalments early via your profile and unlock higher limits .<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-beat-late-fees\">\ud83d\udd39 Beat Late Fees<\/h3>\n\n\n\n<p>Pay up to 24 hours late before penalties kick in. Fees are capped at 25% of the purchase if repeated.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-use-exclusive-deals\">\ud83d\udd39 Use Exclusive Deals<\/h3>\n\n\n\n<p>Coupons, promotions and deals are frequently available within the app\u2014look for the &#8220;Deals&#8221; or store discovery section.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-boost-control\">\ud83d\udd39 Boost Control<\/h3>\n\n\n\n<p>Stick to your pay day and budget for peace of mind\u2014no hidden interest, just fixed instalments.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<div id=\"gaute-2886175422\" class=\"gaute-inbetween-content gaute-entity-placement\" style=\"margin-top: 30px;margin-bottom: 30px;margin-left: auto;margin-right: auto;text-align: center;\"><div class=\"gaute-adlabel\">Advertisement<\/div><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-1852772760112594\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-1852772760112594\" \ndata-ad-slot=\"1819787043\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div><h2 class=\"wp-block-heading\" id=\"h-faq-amp-support\">FAQ &amp; Support<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Missed payment?<\/strong> Manually settle via the &#8220;My Orders&#8221; tab.<\/li>\n\n\n\n<li><strong>Support hours:<\/strong> Chat Mon\u2011Fri 07:30\u201317:00; Webchat weekends 08:30\u201317:00;Tel 10:00\u201317:00.<\/li>\n\n\n\n<li><strong>Data privacy:<\/strong> No card storage; location tracked for fraud prevention\u2014your data is safe.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-why-use-payjustnow\">Why Use PayJustNow?<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Benefit<\/th><th>Description<\/th><\/tr><\/thead><tbody><tr><td>\ud83d\udcb8 Cash-flow friendly<\/td><td>Spread payments with zero interest for responsible users<\/td><\/tr><tr><td>\u26a1 Instant approval<\/td><td>Shop on the spot with very little waiting<\/td><\/tr><tr><td>\ud83d\udecd\ufe0f Flexibility<\/td><td>Online &amp; in-store, 3<\/td><\/tr><tr><td>\ud83c\udf81 Perks &amp; deals<\/td><td>Exclusive in-app offers to stretch your rand further<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-8-final-thoughts\">8. Final Thoughts<\/h3>\n\n\n\n<p>PayJustNow is ideal for anyone wanting flexible, interest-free payment options in South Africa. Whether you&#8217;re eyeing a gadget, a grocery run or a home upgrade, it&#8217;s fast to set up, protective of your data, and rewards timely payments. Use it wisely\u2014stick to deadlines and embrace promotions, and PayJustNow becomes your clever money companion.<\/p>\n\n\n\n<p>Also read: <a href=\"https:\/\/www.gauteng.net\/whats-on-g\/proudly-sa-launches-new-online-store\/\">Proudly SA Launches New Online Store \u2013 Here\u2019s How to List Your Business<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>How to Use PayJustNow: Tips and Guides<\/p>\n","protected":false},"author":10,"featured_media":13690,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rank_math_focus_keyword":"","rank_math_title":"","rank_math_description":"How to Use PayJustNow: Tips and Guides","footnotes":""},"categories":[24,3593],"tags":[5195],"class_list":{"0":"post-13689","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-finance","8":"category-shopping","9":"tag-bnpl-south-africa"},"_links":{"self":[{"href":"https:\/\/www.gauteng.net\/whats-on-g\/wp-json\/wp\/v2\/posts\/13689","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.gauteng.net\/whats-on-g\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.gauteng.net\/whats-on-g\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.gauteng.net\/whats-on-g\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/www.gauteng.net\/whats-on-g\/wp-json\/wp\/v2\/comments?post=13689"}],"version-history":[{"count":1,"href":"https:\/\/www.gauteng.net\/whats-on-g\/wp-json\/wp\/v2\/posts\/13689\/revisions"}],"predecessor-version":[{"id":13691,"href":"https:\/\/www.gauteng.net\/whats-on-g\/wp-json\/wp\/v2\/posts\/13689\/revisions\/13691"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.gauteng.net\/whats-on-g\/wp-json\/wp\/v2\/media\/13690"}],"wp:attachment":[{"href":"https:\/\/www.gauteng.net\/whats-on-g\/wp-json\/wp\/v2\/media?parent=13689"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.gauteng.net\/whats-on-g\/wp-json\/wp\/v2\/categories?post=13689"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.gauteng.net\/whats-on-g\/wp-json\/wp\/v2\/tags?post=13689"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}